SNM056: When You Can't Afford It

speaker 0: 0:00 what to do when you can't afford it. Or I had to make $2000 this month, all on today's episode. Today's episode is brought to you by fresh books. Accounting and bookkeeping mistakes destroy thousands of small businesses every single day. Bookkeeping doesn't have to be hard turned to the number one invoicing software for small businesses. Start for free today at serve no master dot com Backslash Fresh Books Are you tired of dealing with your boss? Do you feel underpaid and underappreciated?

If you want to make it online, fire your boss and start living your retirement dreams now then you've come to the right place. Welcome to serve no master podcast where you learn how to open new revenue streams and make money while you sleep. Presented live from a tropical island in the South Pacific by best selling author Jonathan Green. Now here's your host. Lately, I've spoken to quite a few of my followers.

Audience members and people have come into my business or heard about me and are interested in working with me. But they simply can't afford my programs, and when you're in that situation, I want to help you get to the point where you can afford all things. You want to buy all the things you need to buy to build up your company infrastructure and grow the projects. Do you want to grow?

We get into this situation where we see the benefits of training course or program or a piece of software piece of technology. Or sometimes it's even something we just want. And we have this decision to make it can't afford it right now, but I could put it on a credit card and putting something on a credit card kind of feels like I got it, and I didn't have to pay for It feels magical when a reality you could spend months or years paying off the investment.

And instead of paying $2000 you're paying $2,503,000 out of your future. And in some cases, a credit card is a good tool. Very, very few special cases, but mostly we put on the credit card and we're sink to ourselves. Hey, as long as this program meets its promises, as long as I make back the money, it says I'll make back, I can pay off the credit card before the bill comes due. That very, very, very, very really comes true.

Most people, as much as we say, Hey, I'm gonna have this done in 30 days. It takes 45 days, take six days. Life happens, we get behind schedule. It's very hard to make money. Super duper fast instead of going to the credit card would like to teach you about is a new system of buying things that, for some reason it's kind of lost its lustre.

I think a lot of advertising commercials have tried to convince us that it's for poor people that it's for, You know, that it's lesser, but it's called layaway, and the idea of layaway is that you save up your money and buy when you could afford it. Now the old layaway system was. You go into the store and you make a payment every week and eventually made payments. You could then get what you purchased. This is a lot of people approach Christmas. They decide the president.

They want to buy that going to Sears. They paid $3 a week, $10 a week. Whatever Kirsten's time, they could grab the gift. They wanted for their kids. Nothing wrong with that. That's actually a very mature financial strategy because it involves no debt. But now we look down on that because credit card companies don't make any profit off layaway, there's no percentage when you do layaway, but I like that idea of I save up the money and then I spend it.

High level coaching programs, Scripture pros from me and other people cost anywhere from 2 15 to $25,000. Some of the programs I know about 25 $30,000 a year at top level for really high level people if you want to go for making a 1,000,000 to $10 million a year, those are the types of programs that you joined the higher level stuff. And when you are someone who just wants to jump to the top, you want to skip the lower levels.

Nobody wants to start off making $10 at the extra day. Everyone wants to jump right to $1000 here, $10,000 a day. But there's a reason those programs are so expensive, and there's a reason they have a lot of requirements. Many them of application forms. I don't take anyone on for coaching unless I speak to him on the phone for very specific reasons.

I want to be sure that they can afford me both financially and time wise to succeed with the book business takes a lot of time. It's not easy. There is the time you spent writing. The book gives the time he's been researching the book. This time he's been designing covers. There's the time you designed your website, your members dining your social media, putting all these pieces together, launching the book, getting reviews, getting travel. All these little pieces take time.

Putting together all the pieces of any business takes time, and it requires infrastructure. The infrastructure run my businesses buy expensive for some people. My website hosting is $25 a month. I pay $50 a month for email hosting for two different companies right now paying $100 a month for handling my different emails. Well, I transition CEO, you know, handling the search engine optimization of my website $300 a month.

These little things that we don't think about start to add up all the people I have in place of a piece of technology. They all add up my shopping cart $100 a month. It's $50 when all these little things that nickel and dime and suddenly you're spending 500 hours, another 1000 hours a month on infrastructure and you can't afford that when you're first starting out. Which is why you want to find a program that lets you get to the first step.

And instead of spending money and credit card instead of borrowing money from friends and basically gambling on a project, even if you work with me, one of my coaching or any other program, there's an element of wrestlers element of gambling because implementation is very important. There are certain people that hire me for coaching, and we start working on a project, and then they never finish it. If you don't implement, we don't have enough time.

You can run into that wall, and sometimes it takes people six months to launch a book instead of the month they thought. These different Wallace, these different limitations are very real, and they could affect your income, and they can cause you to rack up debt, rack up these interest rates, and I don't want that for you. So instead, when I want you to learn is a system I call climbing the pyramid if you what if you not watch.

But if you listen to podcasts, episode a couple of episodes back where I talk about the structure of a business. The structure of a business is a pyramid. You know that at the very bottom of your lowest ticket products, which is where you sell stuff for free or $7 or $9 or $17 really, anything under $20 is the bottom of your pyramid, the lowest level at this level. You want to sell things that are really valuable.

And in this case, in my pyramid, if someone goes to the lowest level of the pyramid, they should make enough money and profit to go up to the next level. That's really the goal. As much as you want to sell stuff climbing up the pyramid, your material's actually working here. The Mitch I'm in. If you're in the industry, we're teaching people how to build a business within the lowest level should help them.

The low slim of your pyramid should actually work and give people enough wealth to be able to afford to go. The next love of impairment. If you're in a fitness based on your lowest level product, should help people get healthy enough to go to the next level. What we want to build is the business actually works.

You want to help people to climb up our pyramid rather than just selling hopes and dreams rather than just hopes and dreams and promises in your sales later, you want to sell things yourself. Training resource is and techniques that will actually help people to build a real business. Now, the main reason People who follow me don't make any money. The people who never making money, they don't do anything they never implement. They never put in any effort.

It's 99% of our population is excuse makers, and there's a possibility that you're one of those people right now. If you work too, go to my website right now and read every block. Post listed every podcast. You'd have the tools to make $100 this week easily $100 this week in five hours, just doing freelance writing. I teach about freelance writing for a reason. It's one of the fastest ways to make money lines fast.

We get started, doesn't require any investment of technical knowledge and have an entire block post showing each different place. We can get work quickly and be making money by tomorrow, but most people won't do it. Unfortunately, the majority of people is this podcast to follow. My website will never take action, and that's why I teach this method. I would rather you discover that you're someone who won't take action before you spend money with me. There's nothing worse than spending $2000 realizing that you're all talk.

They don't actually want to do it. They don't want to put in the hard work that you don't want to stop watching television. You don't want to change your lifestyle that you don't want to become a work. Or some of the people that I speak to you know have worked in five years.

10 years, 20 years have all these reasons a barrage of reasons why they can't work, and I understand that when you're her or when you're have a bunch of kids and there's different situation to come into place, and you have to be in the house all the time. Well, you can't go to the office, but now what I've developed for you and 1/2 year was a program where you can sitting in a computer.

Next, your kids were watching TV and you could start making real money and supporting your family for me. Anyone who's willing to work hard, I wanna help. But they're just too many people who don't. There's so many people who I want to use a huge gaps of my time and want to get everything handed to them. But they're not willing to put in any effort to put any time. And I know that you're not supposed to say to your audience how disappointed you are.

They don't put in effort, but that's just how I feel the people who don't put in the effort or who want to coach them for free. I don't have any respect for that. I'm never gonna do that because I know they'll never succeed. You can, using my free materials, make enough money to hire me as a coach easily in less than six weeks, get into the freelance marketing game and work your way up my pyramid.

And if it's not me, find someone else, work your way up their parents. There are tons of people who teach online money making, and they start with a really low ticket product, and you can work that product, use it to make real money and then by the next product up the ladder. I do not want you to jump right to the top. So if you think you want to hire me for coaching, would hire someone else for coaching, make a plan to raise that money.

So I'm gonna make this money. I want to make $2000. Only $2000 in the next month is a freelance writer. You could easily make $50 an hour. Most people in America most people in the West would be so happy to make $50 an hour to be happy to make $50 a day. For a lot of people, it's really money, but you do have to sit down and actually work. It's not just push a button, it's not magical. And I take jobs like this, too.

I do ghost writing projects. I take a lot of copy writing jobs. Part of it is because I want to learn and get better, cooperating a part of this course. I like it paid to do different things, and I always diversify the projects I work on. But when you're unwilling to do anything and I see this as well, it's not just all the people. Some of the younger people I talk to and their parents are still supporting them.

As long as your parents are supporting you, there's no motivation to do the hard stuff. They don't really want to dio. I know people that they only want to do books in categories that they feel good about or that they personally love. Even if no one's buying books in those categories, I don't want to work on any projects that are hard. I don't want to do anything outside of their own desire spectrum. They would rather not work, then do something that's a little bit hard.

And that's simply not my mind's. That my mind set is I work really, really hard to support my family record five podcast episodes a week. This is just the beginning of my day. This is just the very beginning of what I do every day for me, recording podcasters before even start my day. I wake up at 45 in the morning. Record these.

I'd love to sleep in another 20 minutes, but it's part of my work, and the more you treat this like a business, and the more you approach it with the right mindset of climbing the pyramid, the faster you can succeed. I'm a big believer in spending from profits. You don't need to borrow money, use credit cards or any of those things to learn how to make money online. What you need to dio is start at the bottom. Read my block post.

Listen to my lessons about learning how to become a copywriter, learning how to become an artist, learning how to become a product creator, a book writer. Any of those different paths. Find the right path for you and start taking action the sooner you take action. Soon you can afford the next level up the mountain. The Lexx level up the pyramid. I'm very dedicated to helping the people that work hard.

Anybody who comes to me and went through one of my programs made a bit of money buys the next programme up. I love that because I know they're in action, taken implementer and I want to help them and they're gonna get a lot more of my time because they've demonstrated something really special that they're trigger puller. Demonstrating the ability to take action is very special. Most people who buy any product online never finish it.

One of my friends, he took a $3000 course on how to become an affiliate Marker and thousands of people about the course was a very, very big, very popular program at the time. It was a big launch. The guy who ran the program made millions and millions of dollars. My friend is the only person that finished the program. No one else finished the program, and now he's really good friends actually does business with the guy who launched that program.

They worked together on a lot of stuff. No one else finished. People pay thousands of dollars for project. They don't finish. I'm just as guilty. Sometimes I buy products and I don't finish them. I finished them way, way later. There a lot of things that I always want to be working on. I want to learn more about a specific type of ad marketing. I'm trying to add into my business plan. I also want to do more guests block.

I want to do more guest, podcasting, all these things that I want to do any. Of course, I have these trainings 1/2 but there's only so much time in the day. My schedule is very full, but I'm Justus guilty of getting excited about something and not finishing as quickly as I want. And that's why it's important to spent from profits rather than debt, so that it's okay if it takes you a little longer. Thio, Learn the program.

Make money back from it because you're not being punished financially for how long it takes you to learn it. What I want you to do is think about what you really want and develop a plan to get there. How much money do you want to make per month and how hard you're willing to work? Are you willing to give up watching TV every night? Are you willing to give up going to the bar?

Are you willing to give up those fun times in order to secure future or your family, Your kids, your parents, everyone around you is taking care of their support in their safe.

So again, the simplest plan and the very simple action step is to take a simple project that pays up front the reason my lower level courses the reason My first things I teach you about our freelance writing starting small S E O consulting company, getting a cop writing these air projects where you get paid at the beginning, most courses jump you into stuff where you get paid at the end of the project where you paid at the end of the work.

But I know for a lot of my followers you need to make that first bit of money. First. You have a little bit of budget to invest in the next level as you grow. I'm gonna teach him or more about affiliate marketing, but it starts with having enough money to afford it. I was recent looking at a competitors product and they teach how to launch a podcast, and they brag about how their podcast became number one of their cattle very, very quickly.

But they already had a list of a 1,000,000 followers. It rings so hollow. And this is something So many big projects. D'oh! So many large companies and large markers, people that are bigger than me. They teach you how to do something, but they assume you already have a massive amount of success. They assume you already have a big following. A massive social media following a list of thousands or tens of thousands of their case. Almost a 1,000,000 fans and followers.

Of course you can succeed anything you do if a 1,000,000 people love you. I could easily teach how to launch a book on Amazon and all would be about is how you and then you just email your list of 10,000 people in Boom. You win. But you don't have that. So I teach. Where I teach from is the assumption that you can't afford any of my programs and you don't have any following. I wouldn't teach people how to get there from zero.

And what's great is if you do have a little bit of money and you already have a little bit of a falling that everything's easier. But I started ground zero and my pyramid starts zero my pyramid has free programs. You don't have to spend anything with me to make $1000. This month, I give away. All of the basic idea is to get you started. And really, Yes. I have $100 program that teaches you more advanced techniques for freelance marketing. That's really about accelerating your profits.

But I want you to make that 1st $100 And then by that course, once you get a taste of the wind and you see Oh, I am someone who could do this, then you could move to the next up in the next up in the next step. That's really the strategy. And that should be your strategy for what you sell and for how you work your way up anyone's course platform. Don't get caught up in the idea of I can't afford this.

If you can't afford it right now, go. Okay, I'm gonna sit down and make a plan. I want to afford this program in six weeks, eight weeks, 12 weeks. Wherever you're at, how much free time you have to say, I'm gonna dedicate two hours a day to doing this type of work to raise the capital to go to the next level. And when you have that mindset, it will change some things within you that make you very strong and make you very capable.

I never worry about money anymore because I know that if I have to, I'll do whatever it takes to make enough money to support my family. I know that I'm capable of it, and I know I can find the work and to know that I'll do the work. Most of us, we don't know that yet. We don't know that we have that within us, and they have this fear. This is how you overcome that fear.

This is how you develop confidence within yourself is by taking action, implementing it, actually getting a taste of victory, getting a taste of the rewards. That's where the rial excitement life the treasure lies. If you take action, if you follow my pyramid to work your way up, you could become very, very, very financially successful. And you never have to invest a single penny with me because you used what I taught you to make your first money and you only spend from profits.

It's an old saying that very rich people have who have great amount of money or trust once you never touch the principal. If you have a $1,000,000 in the bank and every year pays you $10,000 in interest, you only spend it on that 10,000 never touched a 1,000,000. That's how the rich stay rich. It's the people that touched the principle that eventually run out of money, then from profits. You do not have to ever use a credit card to buy for me.

And if you don't have enough money and want to buy one, are programs. I'm always willing to develop a strategy with you to help you figure out how you can make enough money to get their piece by piece by piece. I don't believe in squeezing people. I don't want anyone thio spend money they don't have with me with me or any other problems. I don't believe in that.

I don't want to put other people into debt, to buy my Children on the surfboard or to pay my rent or by my dog dinner. Any of those things that I spend money on right the necessities, surfboards, kids and food for the dog does the most important things. But you know, when you spend money with me, I want it to be from money helped you earn. That's more valuable to both of us.

So wherever you are in the pyramid, wherever you are working your way up and building your business, make sure that you don't ever spend the principal and just focus on building back profits quickly. Always whenever you buy a product when everyone of course, your goal is to make back the money spent as quickly as possible. That mindset will change my approach online business. And if you follow this pattern, you could easily make $2000 this month all you have to d'oh!

Let's take all the freelance writing gigs you can get. All you have to do is go through my block post right, teach you which programs pay this by which programs that they that much work your way up. You started the lowest one. Get paid, building a reputation. Jump to the next one. You can keep raising your rates as you go from program the program.

They'll find you the clients when you're getting started, and once you do that you could be someone making an extra $2000 a month working couple hours a night and then you go to the next level. It's okay, I've got this down. I want to go to the next level. I wanted double what I'm making one trip when I'm making, and that's where my courses will really help you accelerate. So please put in the effort. Stop watching so much TV.

Stop limiting yourself it saying, Oh, I can't afford there. I can't do it. You can afford anything you want if you follow what I'm sharing with you and giving you the tools so you never have to say to yourself, Oh, I can't afford it ever again. Thank you for listening to this week's episode of Serve No Master. Make sure you subscribe, so you never miss another episode.

We'll be back tomorrow with more tips and tactics on how to escape that Rat rings hit over to serve no master dot com forward slash podcasts. Now for your chance to win a free coffee of Jonathan's bestseller, Serve No, master. All you have to do is leave a five star review of this podcast. See you tomorrow Thank you for Listen to this episode of the serve. No master podcast. Follow me at facebook dot com Backslash serve no master.